Guide
Fees and timing
What a round trip costs and how long each step takes. Umbra Trade takes no fee; NEAR Intents takes 0.2% of each swap.
Fees
| What | Charged by | How much |
|---|---|---|
| Umbra Trade | Umbra Trade | None. No fee on fundings, trips home or orders, and no builder code on any order: a quote never carries an app fee, so NEAR's record of a swap names no Umbra Trade account |
| Venue fees | Polymarket, Hyperliquid, Jupiter | Each venue's own; the perps ticket shows its fee before you trade |
| The swaps | NEAR Intents | 0.2% of each swap (1Click's platform fee for a partner key with no app fee of its own), plus the spread. The funding sheet's Swap cost is the whole of it in dollars, read from the signed quote: $0.44 to $0.55 on 0.05 ZEC Hyperliquid fundings quoted on 2026-10-23, of which 0.2% is NEAR's fee. The cost has a fixed part, so it weighs more on 0.01 ZEC |
| Zcash network fee | Zcash miners | The ZIP 317 fee; the funding sheet reserves 0.00015 ZEC for it |
| Polymarket bridge | Polymarket's bridge | Shown in the funding sheet for Polymarket |
Timing
| Step | Typical time | From |
|---|---|---|
| A new wallet starts funding | 20 s to 3 min after you ask, at random | Umbra Trade's scheduler |
| A keep-ready wallet starts funding | The first, when you turn the switch on with ZEC to spend: like one you asked for. Every one after it: a random wait, 90 min on average, at most 12 h | Umbra Trade's scheduler |
| Funding: ZEC in, venue asset out | About 8 minutes | 1Click's estimate (465 s in a quote of 2026-10-22; "about 8 min" in the funding sheet on 2026-10-23) |
| Polymarket credit: USDC to pUSD | Not estimated; the wallet turns Ready when the bridge reports it (its fee is in the sheet) | Polymarket's bridge |
| A deposit shows up | One block, about 75 s on mainnet | Zcash |
| A deposit can be spent | 10 confirmations, about 12–13 min (your own change: 3) | librustzcash's default confirmation policy |
| The wallet checks for blocks | Every 30 s; not for 1–10 min after a send | Umbra Trade's wallet |
| Rest after a public arrival (an exchange, or a trip home) | 2 to 6 h, per note | Umbra Trade's rest rules |
Sizes
Every funding is exactly one of these, so the funding hop blends in:
0.01 ZEC0.02 ZEC0.05 ZEC0.1 ZEC0.2 ZEC0.5 ZEC1 ZEC
The leak meter blocks a funding of any other size.